HECS-HELP loan

There are a number of loans available from the Australian Government to help people complete further training and study. A HECS-HELP loan can pay for study when attending university or an approved higher education provider. On 1 June 2023, existing loans were indexed at a rate of 7.10%. We outline some considerations within the below.

Monthly Musings

In this edition we will observe the market movements for the month, re-visit an episode of our short video series “3 Minute Tech” titled “Estate Planning – Enduring Powers of Guardianship”, provide a paper in Focal Point that looks at an Enduring Power of Attorney, provide a great insight into our senior Private Wealth Adviser, Phil George and, suggest another book that might be worth a read.

Enduring Power of Attorney

An Enduring Power of Attorney (EPA) is a valuable estate planning tool that grants trusted individuals the ability to make important decisions regarding your financial and legal affairs in the event that you are unable to make decisions. Its enduring nature is what sets it apart, as it remains in effect even if you become incapacitated.