August Monthly Musings

In this edition we will:

  • provide some observations on the market movements for August,
  • release Episode 12 of our short video series 3 Minute Tech. This episode is the second part of a three part segment on Estate Planning, where we discuss “Enduring Powers of Attorney”,
  • look at the subject of share buy-backs. On the back of a strong rebound in profits, some of Australia’s biggest companies are in the midst of large share buy-backs. For investors, making the decision to participate in these buy-backs comes down to many factors, some of which we unpack within our Focal Point section. 
  • feature one of our team members being Private Wealth Adviser, Phil George, and,
  • suggest a good podcast to listen to and a good book to read.

Share Buy-backs

On the back of a strong rebound in profits, some of Australia’s biggest companies are in the midst of large share buy-backs. With buy-backs, the company can purchase the shares on the market or from shareholders directly (‘off-market’). For investors, making the decision to participate in these buy-backs comes down to many factors, some of which we unpack within Focal Point. 

July Monthly Musings

Good morning!
 Here is the July edition of our Monthly Musings straight to your inbox.
 
In this edition we will:

  • cover off on the market movements for July,
  • introduce the latest Episode 11 of 3 Minute Tech, where we look at “Estate Planning – Wills and Testamentary Trusts”,
  • provide a paper in Focal Point where we discuss some of the rules associated with inheriting personal share investments
  • feature a short feature video on our Private Wealth Adviser, Andrew Fry, and,
  • suggest a good podcast to listen to and a good book to read.

We hope you enjoy.

Inheriting Shares

In 1978, Australia abolished “death duties”, being taxes upon the estates of decedents. However, this doesn’t mean that taxes are not payable when individuals inherit wealth. There are numerous taxes that apply to estates, such as those payable on superannuation proceeds and capital gains on disposal of certain assets. Within the below, we highlight some of the rules associated with inheriting personal share investments.

June Monthly Musings

Another financial year has passed and here is our June Monthly Musings. In this edition:

  • We provide our usual observations on the month’s market movements,
  • We release Episode 10 of 3 Minute Tech which looks at the 2021/22 – Changes to the Super Thresholds, and
  • In Focal Point, with 2020-21 done and dusted and the new financial year upon us, there are a number of important superannuation and tax changes that have come into effect. We summarise the legislative implications, some of which may prompt a review of ongoing planning.

We hope you enjoy.

Changes for the New Year

With 2020-21 done and dusted and the new financial year upon us, there are a number of important superannuation
and tax changes that have come into effect. We summarise the legislative implications, some of which may prompt
a review of ongoing planning. It is also critical to note that announcements made in the recent 2021 Federal Budget
may not be included as the proposals firstly require approval.
Feel free to contact your adviser if you have any queries.

May Monthly Musings

Our May Monthly Musings has arrived. In this edition:

  • We provide our observations on the month’s market movements,
  • We release the latest episode of 3 Minute Tech which looks at the 2021/22 Federal Budget and summarises the key points and strategic implications, and
  • in Focal Point we look at “sequencing risk” which is the risk that the order and timing of investment returns on a portfolio are unfavourable.

We hope you enjoy.

Sequencing Risk

Sequencing risk is the risk that the order and timing of investment returns on a portfolio are unfavourable. In
other words, sequencing risk is the risk of a negative return at the worst possible time.

April Monthly Musings

Our April Monthly Musings covers off on the month’s market movements, we re-visit the 3 Minute Tech episode on “How to build your Super Nest Egg” in light of the fast approaching end of financial year, and in Focal Point we look at the topic of “Investing for Children (Minors)”. 

We hope you enjoy.

March Monthly Musings

Each month we provide a wrap up of the market performance and some informative insights on various wealth management issues.

We hope you enjoy.