Monthly Musings

In this “Monthly Musings” for the month of May we will provide a Market Update, release a brand new episode of our short video series 3 Minute Tech titled “Navigating the $3.5 trillion wealth transfer”, provide some interesting insights through a paper titled “Maximise Super Balances”  in our Focal Point section, and again, feature our very well received and insightful two part episode o1f the latest Finding the Front podcast with Murray Leahy, Founder & Executive Chair of MLG Oz.  

Maximise Super Balances

Superannuation is a government-supported retirement savings structure that allows Australians to accumulate wealth in a highly tax-effective environment throughout their working lives.

Monthly Musings

In this “Monthly Musings” for the month of April we will provide a Market Update, release a brand new episode of our short video series 3 Minute Tech titled “What is in the ATO’s crosshairs”, highlight “Federal Budget 2026–27 | Key Changes at a Glance” in our Focal Point section, and feature a brand new (two-part) episode of our Finding the Front podcast featuring Murray Leahy, Founder & Executive Chair of MLG Oz.

Federal Budget 2026 – 27

This document provides a summary of the key measures announced in the 2026–27 Federal Budget; however, the impact of these changes will vary depending on your clients circumstances.

Monthly Musings

In this “Monthly Musings” for the month of March we will provide a Market Update, release a brand new episode of our short video series 3 Minute Tech titled “Division 296 – Super’s New Tax For Balances Above $3m”, highlight in our Focal Point section, “Super Contribution Caps & Limits Increasing“, and feature a flashback episode of our Finding the Front podcast from November 2021 with Richard Hyde the Founder, CEO & Executive Chairman, West African Resources.

Monthly Musings

In this “Monthly Musings” for the month of February we will provide a brief Market Update for the month, flashback to episode 40 of our short video series 3 Minute Tech titled “What financial advice would you give your 18 year old self?”, and showcase two brand newepisodes of our “Finding the Front” podcast featuring the Founder of Revo Fitness, Andrew Holder. Revo Fitness, a proudly WA business, is now one of the largest privately owned fitness operators in Australia, and in the lead up to the much anticipated 26^th annual Euroz Hartleys Institutional Investor Conference at Rottnest Island, we take the opportunity to have a chat to three leading Australian Small Companies Fund Managers in a Special Fund Manager Edition.

Yearly Outlook 2026

2025 proved again to be a year of resilient global economic growth and strong returns for risk assets. However, it certainly didn’t feel that way in early April as we all grappled with what President Trump’s Liberation Day meant for economies and markets. As it turned out, however, the worst tariff scenarios were avoided as Trump walked back from initial tariff levels, and importantly there were strong tailwinds for the US and global economies. Interest rates continued to be cut as inflation stabilised, and record levels of capex were invested in AI and technology. Highly stimulatory fiscal US deficits were continued if not increased with the passing of the One Big Beautiful Bill (OBBB) by the US congress.

As we shift into 2026 one of the biggest challenges is thinking through where we are in the cycle, and how much risk and credence we should attach to the highly unconventional Trump administration.

Monthly Musings

In this “Monthly Musings” for the month of December we will provide a brief Market Update for the month, release a brand new episode of our short video series 3 Minute Tech titled “Downsizer Super Contributions”, look back at an important insight in our Focal Point section on “Division 293 Tax”, and showcase a brand new episode of our “Finding the Front” podcast with special guest, Chris Stott, Co-Founder, Chief Investment Officer & Portfolio Manager of 1851 Capital.

Division 293 Tax

High income earners will be familiar with the somewhat dreaded ‘Division 293 tax’. However, Division 293 tax does not only apply to those people who derive substantial income from employment or self-employment. The additional tax bill can crop up as a result of taxable income from other sources.

Monthly Musings

In this “Monthly Musings” for the month of November we will provide a Market and Economic Conditions Update, release a brand new episode of our short video series 3 Minute Tech titled “Dividend Reinvestment Plans (DRPs)”,  look back at an important insight in our Focal Point section on “Testamentary Trusts”, and showcase a brand new episode of our “Finding the Front” podcast with special guest, Kyle De Souza, Euroz Hartleys Resources Analyst & Immediate Past President of WA School of Mines Alumni.