Navigating financial change for Western Australians since 2002

News

The news we highlight comprises our latest quarterly reports, press articles, presentations and other information we believe is relevant and interesting.

Monthly Musings

Here is our “Monthly Musings” for the month of April. In this edition we will observe the market movements for the month, showcase a brand new episode of our short video series “3 Minute Tech” where we discuss planning for the upcoming End of Financial Year, and present an overview in our Focal Point section that provides an End of Financial Year […]

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End of Financial Year Checklist

The End of Financial Year (EOFY) is once again fast approaching – providing an opportunity to review your position ahead of the new year to come. Given the inevitable June end rush, as well as processing and cut-off times, we believe it prudent to consider important actions in advance of deadlines. The following is an […]

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Monthly Musing

Here is our “Monthly Musings” for the month of March. In this edition we will observe the market movements for the month, showcase a brand new episode of our short video series “3 Minute Tech” where we discuss “Personal Insurances”, present an update in our Focal Point section surrounding the important superannuation “Minimum Pension Payments”, and provide a great video insight into the […]

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Minimum Pension Payments

As part of the government’s response to the financial impacts of COVID-19, a temporary reduction to the minimum pension drawdown requirements were implemented. During the previous four financial years, minimum drawdown rates were halved. This is the first financial year since 2018/19 that minimum pension payments return to their normal calculations.

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Contribution Caps

Outside of relying on investment returns, the best way to ensure that your retirement assets grow over time is through superannuation contributions. There are two main types of contributions – concessional and non-concessional. Following the release of Average Weekly Ordinary Time Earnings (AWOTE) data, the required increase has occurred such that the contribution caps will […]

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Concessional Contributions

As we move closer to the end of the financial year, attention often turns towards personal tax planning. This is where the use of concessional contributions and even carry forward concessional contributions can be particularly useful. With income tax cuts beginning 1 July 2024 on the horizon, the flexibility afforded with the current rules are […]

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Monthly Musings

Here is our “Monthly Musings” for the month of February. In this edition we will: observe the market movements for the month, showcase a brand new episode of our short video series “3 Minute Tech” where we discuss the “Division 293 Tax“, present an update in our Focal Point section surrounding the important superannuation “Contribution Caps“, and provide a great insight into our Private Wealth Adviser, Phil George.

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Gifting

A query that surfaces occasionally comes to gifting money to adult children. It is common for people to be aware that there are certain rules surrounding gifting, but it is important to note that the limits don’t necessarily apply to all situations.

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Monthly Musings

Here is our “Monthly Musings” for the month of January. In this edition we will: observe the market movements for the month, showcase a brand new episode of our short video series “3 Minute Tech” where we discuss the “Stage 3 Tax Cuts“, with “Stage 3 Tax Cuts” in mind present an overview in our Focal Point section surrounding “Concessional Contributions“, and provide a great insight into our Private […]

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Monthly Musings

Here is our “Monthly Musings” for the month of December. In this edition we will: observe the market movements for the month, showcase two brand new episodes of our short video series “3 Minute Tech” where we discuss the important topics of “What is the Age Pension?” and “Aged Care”, present an overview in our Focal Point section surrounding “Gifting“,  provide a […]

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Non-Concessional Contributions

When it comes to building up assets within superannuation, most people acknowledge that their regular employer contributions do a large portion of the work. Separate to this, non-concessional contributions can also provide significant opportunities. The important rules associated with making non-concessional contributions are highlighted below.

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Monthly Musings

Your Entrust Wealth Management “Monthly Musings” for the month of October has arrived. In this edition we will: observe the market movements for the month, explore a fresh instalment of our short video series 3 Minute Tech where we delve into the topic of “Small Business Capital Gains Tax Concessions.” feature a paper in Focal Point that looks […]

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Superannuation Contribution Splitting

In a perfect world, the superannuation balances of spouses would be fairly evenly matched, but often due to differences in work histories this isn’t the case. Fortunately, there’s a way to help equalise balances with a strategy known as superannuation Contribution Splitting.

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Monthly Musings

Your Entrust Wealth Management “Monthly Musings” for the month of September has arrived. In this edition we will: observe the market movements for the month, showcase a brand new an episode of our short video series “3 Minute Tech” titled “Capital Gains Tax”, provide a paper in Focal Point that looks at Superannuation Contribution Splitting, provide a great insight into our Private Wealth Adviser, Andrew […]

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Reducing Death Benefits Tax in Superannuation

Superannuation law sets out who a death benefit is payable to, whilst taxation law sets out how a death benefit is taxed. Death benefit tax can apply if superannuation is paid to a non-tax dependant. This means that when adult children inherit your superannuation, they will likely have tax to pay. To reduce this potential […]

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Monthly Musings

Your Entrust Wealth Management “Monthly Musings” for the month of August has arrived. In this edition we will: observe the market movements for the month, re-visit an episode of our short video series “3 Minute Tech” titled “Who Gets My Super When I Die?”, provide a paper in Focal Point that looks at Reducing Death Benefit Tax in Superannuation, provide a great insight […]

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Minimum Pensions

Over the past four completed financials years up to 30 June 2023, the Government reduced the minimum annual payment required for account based and market linked pensions. For the current 2023/24 financial year, the 50% reduction in minimum pension drawdowns no longer applies. This throws up some considerations for retirees and those transitioning into retirement, […]

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Monthly Musings

Your Entrust Wealth Management “Monthly Musings” for the month of July has arrived. In this edition we will: observe the market movements for the month, re-visit an episode of our short video series “3 Minute Tech” titled “Succession Planning – Part B”, provide a paper in Focal Point that looks at Minimum Pensions, provide a great insight into our Private Wealth Adviser, Michael Vrankovich, and suggest another […]

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Monthly Musings

In this edition we will observe the market movements for the month, re-visit an episode of our short video series “3 Minute Tech” titled “Succession Planning – Part A”, provide a paper in Focal Point that looks at HECS-HELP Loans, provide a great insight into our Private Wealth Adviser, Katrina Ryan, and suggest another book that might be worth a read.

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HECS-HELP loan

There are a number of loans available from the Australian Government to help people complete further training and study. A HECS-HELP loan can pay for study when attending university or an approved higher education provider. On 1 June 2023, existing loans were indexed at a rate of 7.10%. We outline some considerations within the below.

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Monthly Musings 

In this edition we will observe the market movements for the month, re-visit an episode of our short video series “3 Minute Tech” titled “Estate Planning – Enduring Powers of Guardianship”, provide a paper in Focal Point that looks at an Enduring Power of Attorney, provide a great insight into our senior Private Wealth Adviser, Phil George and, suggest another book that might be worth […]

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Enduring Power of Attorney

An Enduring Power of Attorney (EPA) is a valuable estate planning tool that grants trusted individuals the ability to make important decisions regarding your financial and legal affairs in the event that you are unable to make decisions. Its enduring nature is what sets it apart, as it remains in effect even if you become […]

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Monthly Musings

In this edition we will observe the market movements for the month, launch a brand new episode of our short video series “3 Minute Tech” titled “Debt Recycling”, provide some insight in Focal Point covering an End of Financial Year Checklist, provide a great insight into our senior Private Wealth Adviser, Matt Reece and, suggest another book that might be worth a read.

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End of Financial Year Checklist 2023

The End of Financial Year (EOFY) is once again fast approaching – providing an opportunity to review your position ahead of the new year to come. Given the inevitable June end rush, as well as processing and cut-off times, we believe it prudent to consider important actions in advance of deadlines. The following is an […]

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Monthly Musings 

Monthly Musings” for the month of March we observe the market movements for the month, launch a brand new episode of our short video series “3 Minute Tech” titled “Commonwealth Seniors Health Card”, provide some insight in Focal Point into the upcoming increase in the Transfer Balance Cap to $1.9m, provide a great insight into our senior Private Wealth Adviser, Brad Gordon and, suggest […]

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Transfer Balance Cap – Increase to $1.9m

The maximum balance a superannuation member can move into the tax-free retirement (pension) phase is presently $1.7 million. This is due to a limit introduced in 2017 known as the Transfer Balance Cap (TBC). This cap will be increased by $200,000 with effect on 1 July 2023. However, this new TBC won’t apply to everyone. […]

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Monthly Musings

In this edition of Monthly Musings we will observe the market movements for February, launch a brand new episode of our short video series “3 Minute Tech” titled “How much Super should I have?”, in light of recently proposed changes as to how high super balances will be taxed, cover off in Focal Point a summary of the $3 million Super Proposal and, provide […]

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The $3 Million Super Proposal

It is well understood that the purpose of superannuation is to have money put aside to utilise in the retirement years. Superannuation provides ongoing tax advantages and an income post employment – an incentive to lower the overall reliance on the Government Age Pension. But with the substantial and favourable tax concessions in view, and […]

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Advance Health Directive & Enduring Power of Guardianship

Similar to making a will, undertaking a care planning process can allow you to communicate preferences for treatment and care. Advance Health Directives and Enduring Powers of Guardianship assist in planning for future personal, lifestyle and treatment decision-making. These documents can ensure that in the event of incapacity, all aspects of an individual’s life can […]

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Work Bonus

The Work Bonus is an assistance measure for working age pensioners. For those eligible, it ensures that a portion of any income received from gainful employment does not count towards Centrelink’s income test. We summarise how the Work Bonus works, and highlight a recent alteration to the rules.

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Monthly Musings

With our next issue coming out in January, on behalf of the team at Entrust Wealth Management, we would like to wish everyone a very Merry Christmas and thank you for your support throughout 2022! In this edition we will: look at the market movements for November, introduce a brand new episode of our short video series “3 Minute Tech” […]

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Commonwealth Seniors Health Card

The Commonwealth Seniors Health Card (CSHC) is a federal government concession for self-funded retirees, allowing access to cheaper health care and other discounts. Legislation changes to substantially extend eligibility have now passed – we highlight the opportunities within the below summary.

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Monthly Musings

Good afternoon, The Entrust “Monthly Musings” for October has arrived. In this edition we will: provide our update on the markets for October, introduce a brand new episode of our short video series “3 Minute Tech” that focuses on “How to Reduce the Tax when your Adult Children Inherit your Super”, deliver a new paper in Focal Point looking at “Off-Market […]

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Off-Market Buybacks

The recent Federal Budget delivered on the 25th of October 2022 saw limited new measures and implications for superannuation and taxation. However, there was one announcement that has gone a little under the radar that will impact super funds, retirees and low-taxed individuals.

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Monthly Musings

In this edition we will: provide our update on the markets for September, re-visit an episode of our short video series “3 Minute Tech” that focuses on “Estate Planning – Wills and Testamentary Trusts“, deliver a new paper in Focal Point looking at “Downsizer Contributions”, showcase an excellent video insight into one of our team, Private Wealth Adviser, Phil George, and suggest […]

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Downsizer Contribution

In 2018 the government introduced the ‘Downsizer Contribution’ which enables home owners aged 65 and above to contribute $300,000 to superannuation following the sale of their home. The purpose of this was to increase specific housing supply whilst providing those who meet the eligibility requirements the potential to increase their retirement savings within the superannuation […]

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Monthly Musings

In this edition we will: provide our update on the markets for August, present a brand new episode of our short video series – 3 Minute Tech – covering “Contributing to Super & the Work Test”,  deliver a new paper in Focal Point titled “Binding Nominations”, and showcase a fantastic video insight into one of our team, Financial Planner Katrina […]

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Binding Nominations

Driven by contributions and fund earnings, the total value of the superannuation pool has grown significantly over recent decades. With this comes a typical question covered in financial planning circles; ‘How does my superannuation get paid in the event of death’. A common misconception is that a will automatically deals with an individual’s superannuation assets. […]

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Have you underinsured your spouse and/or the primary care giver?

When reviewing insurance, most of the time the focus is on the primary income earner. However, have you thought of the unfortunate situation where the primary care giver is no longer able to run the household and/or look after the children?

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Recent Changes to Super Contribution Rules

As we’ve just started a new financial year, it is worth exploring some positive changes to the superannuation contribution rules that are set to create significant opportunities for those aged between 67 and 75. The legislative changes come with trips and traps so let’s look at them in further detail. 

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Monthly Musings

The June edition of the Entrust Wealth Management “Monthly Musings” has arrived. In this edition we will: provide our update on the markets for June, re-visit an episode of our short video series of “3 Minute Tech” focusing on the very relevant “Estate Planning – Wills and Testamentary Trusts“,  deliver a paper in Focal Point which provides some insights […]

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Monthly Musings

In the May edition we will provide: our update on the markets for May, a new Episode 20 of 3 Minute Tech focussing on the very relevant “End of Financial Year Planning”,  a paper in Focal Point which provides some considerations with respect to a Superannuation to-do list heading into June 30, provide a short video insight into our experienced Private […]

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End of Financial Year (EOFY)

The End of Financial Year (EOFY) is once again fast approaching. This means it is time to dust off the superannuation to-do list ahead of the 30th of June 2022. Given the inevitable June end rush, as well as processing and cut-off times, it is prudent to review actions in advance of deadlines. The following […]

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Superannuation Guarantee

Super Guarantee (SG) is a legislated obligation for employers to provide superannuation support to Australian workers. The required minimum super contribution is set by the Government and presently sits at 10% of ordinary times earnings. SG contributions are classified as employer contributions, and these amounts count towards the employee’s concessional contribution cap (i.e. $27,500 for […]

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Monthly Musings

Welcome to the March edition of our Monthly Musings. In this latest update we will provide our market update for March, provide a brand new episode of popular 3 Minute Tech titled “Super’s Minimum Pension Requirements” deliver a paper in “Focal Point” on the Federal Budget 2022-2023, provide a short video insight into our experienced Private Wealth Adviser, Andrew […]

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Federal Budget 2022-2023

With a Federal Election looming, the Government has unveiled a budget to assist millions of Australians facing rising cost of living pressures. The measures announced include a cut to fuel excise, cash payments for pensioners and more generous tax concessions for low-and middle-income earners. Tied in with these temporary measures, the Government is also expecting […]

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Minimum Pension Payments

As part of the government’s response to COVID-19, legislation was passed to allow a 50% temporary reduction to the minimum pension drawdown requirements. This was designed to assist retirees navigating volatile markets who do not wish to sell their investment assets while the value of those assets is reduced. As we move closer to the […]

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Monthly Musings

Welcome to the February edition of our Monthly Musings. In this latest update we will provide our market update for February, provide a flashback of popular Episode 1 of 3 Minute Tech “Who gets my Super when I die?”, deliver a paper in “Focal Point” on Minimum Pension Payments,  provide a short video insight into our great Head of […]

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Monthly Musings

Good morning! Welcome to the January edition of our Monthly Musings. In this latest update we will: provide our market update for January, release the next episode of 3 Minute Tech “Investing for Children – Part B”, deliver a paper in “Focal Point” where we highlight how individuals can boost their superannuation balance with the use of non-concessional contributions,  provide […]

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Monthly Musings

Good afternoon! Welcome to the December edition of our Monthly Musings. In this latest update we will: provide our market update for December, release the latest episode of 3 Minute Tech on “Investing for Children”, deliver a paper on Estate Planning in Focal Point. With Australians set to pass on record amounts of wealth over the coming decades, […]

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Non-concessional Contributions

As we move through the second half of the financial year, attention often turns to reviewing the merits of additional contributions into superannuation. When it comes to building a superannuation fund, most people acknowledge that their regular employer contributions do a large portion of the work. Non-concessional contributions can also provide significant opportunities. The important […]

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Planning for Your Estate

Having a will and effective estate plans in place is one of the most important things you can implement for yourself and your family. However, many people give little consideration to structuring their estate plans in a proper manner. This may be for a variety of reasons, including being busy with other matters, finding it […]

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Breakfast with Hamish Douglass, Founder Magellan Financial Group

We hosted Magellan Financial Group Founder Hamish Douglass for breakfast recently which was extremely insightful and well received by all those who attended.

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Monthly Musings

In this latest update we will: look at the market movements for the month of November, release Episode 15 of our short video series 3 Minute Tech where we will continue our coverage of succession planning whether it be in business, farming or family, use our Focal Point section to highlight considerations around operating an SMSF with up to 6 members, provide […]

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Self-managed Super Funds (SMSF)

As a result of changes in legislation, self-managed super funds (SMSFs) are now able to have up to six members. Previously, the maximum number of members was limited to four. This may increase the popularity of the concept of the ‘family super fund’ – where parents allow their adult children to become members of the […]

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Monthly Musings

In this latest update we will: look at the market movements for the month of October, release Episode 14 of our short video series 3 Minute Tech. In this Episode we will cover succession planning whether it be in business, farming or family, dig into the First Home Super Saver Scheme in our Focal Point section to outline some of […]

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First Home Super Saver Scheme

With housing affordability presenting challenges in many parts around the country, the First Home Super Saver (FHSS) scheme allows eligible individuals to utilise superannuation to save some of the money required for a home deposit. The premise of the Government initiative is to assist buyers to accelerate their savings within the concessional environment of super. […]

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Commonwealth Seniors Health Card

For people that don’t qualify for the Age Pension and are self-funded, it may appear that there is limited support for expenses incurred during the retirement years. However, for those eligible, the Commonwealth Seniors Health Card (CSHC) allows access to cheaper health care and other discounts. In the below, we summarise the valuable assistanceand include […]

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August Monthly Musings

In this edition we will: provide some observations on the market movements for August, release Episode 12 of our short video series 3 Minute Tech. This episode is the second part of a three part segment on Estate Planning, where we discuss “Enduring Powers of Attorney”, look at the subject of share buy-backs. On the back of a strong […]

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Share Buy-backs

On the back of a strong rebound in profits, some of Australia’s biggest companies are in the midst of large share buy-backs. With buy-backs, the company can purchase the shares on the market or from shareholders directly (‘off-market’). For investors, making the decision to participate in these buy-backs comes down to many factors, some of […]

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July Monthly Musings

Good morning! Here is the July edition of our Monthly Musings straight to your inbox. In this edition we will: cover off on the market movements for July, introduce the latest Episode 11 of 3 Minute Tech, where we look at “Estate Planning – Wills and Testamentary Trusts”, provide a paper in Focal Point where we discuss some […]

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Inheriting Shares

In 1978, Australia abolished “death duties”, being taxes upon the estates of decedents. However, this doesn’t mean that taxes are not payable when individuals inherit wealth. There are numerous taxes that apply to estates, such as those payable on superannuation proceeds and capital gains on disposal of certain assets. Within the below, we highlight some […]

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June Monthly Musings

Another financial year has passed and here is our June Monthly Musings. In this edition: We provide our usual observations on the month’s market movements, We release Episode 10 of 3 Minute Tech which looks at the 2021/22 – Changes to the Super Thresholds, and In Focal Point, with 2020-21 done and dusted and the […]

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Changes for the New Year

With 2020-21 done and dusted and the new financial year upon us, there are a number of important superannuation and tax changes that have come into effect. We summarise the legislative implications, some of which may prompt a review of ongoing planning. It is also critical to note that announcements made in the recent 2021 […]

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May Monthly Musings

Our May Monthly Musings has arrived. In this edition: We provide our observations on the month’s market movements, We release the latest episode of 3 Minute Tech which looks at the 2021/22 Federal Budget and summarises the key points and strategic implications, and in Focal Point we look at “sequencing risk” which is the risk that the […]

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Sequencing Risk

Sequencing risk is the risk that the order and timing of investment returns on a portfolio are unfavourable. In other words, sequencing risk is the risk of a negative return at the worst possible time.

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April Monthly Musings

Our April Monthly Musings covers off on the month’s market movements, we re-visit the 3 Minute Tech episode on “How to build your Super Nest Egg” in light of the fast approaching end of financial year, and in Focal Point we look at the topic of “Investing for Children (Minors)”.  We hope you enjoy.

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March Monthly Musings

Each month we provide a wrap up of the market performance and some informative insights on various wealth management issues. We hope you enjoy.

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Investing for Children (Minors)

Parents and grandparents commonly wish to invest for their children or grandchildren while they are still minors. However, minor children usually cannot buy shares in their own name. Structuring such investments can have access and tax consequences so determining the ownership and investment setup is considered important to the long-term success of the strategy.

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Contribution Caps to Increase from 1 July 2021

As we move closer to the end of the financial year, attention often turns to tax planning and reviewing superannuation contribution opportunities. It is also worth noting contribution cap changes that will apply from 1 July 2021. Feel free to contact your adviser if you have any queries.

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February Monthly Musings

Here is our Monthly Musings for February. We hope you enjoy.

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Transfer Balance Cap Increasing in 2021/22

The maximum balance a superannuation member can move into the tax-free pension phase is presently $1.6 million. This is due to a limit known as the Transfer Balance Cap (TBC). Although this limit is being indexed and set to increase to $1.7 million from 1 July 2021, this won’t apply to everyone. We explore some […]

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January Monthly Musings

Good afternoon! Here is our Monthly Musings for January. In this edition, our Markets Update is followed by new episode six of 3 Minute Tech that looks at “Concessional Contribution Catch-up Provisions”. The link to the previous five episodes of 3 Minute Tech is also contained below if you would like to revisit any of the […]

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Personal Finance Lessons of 2020

The health crisis seen over the past 12 months has caused widespread disruption, with economic damage still being assessed and confronted. Whether we are savers, spenders or investors, there are many personal finance lessons we can learn from these events. This month’s ‘Focal Point’ covers off on a few of these lessons and makes for […]

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December Monthly Musings

Completing 2020, here is our musings for the month of December. In this edition we provide an update on the performance across markets, release the new episode 5 of “3 Minute Tech” and deliver an insightful review relating to temporary changes of minimum pension drawdown rates. We also provide some insight into one of our […]

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November Monthly Musings

Good afternoon! November is complete and to keep you up to date we deliver to your inbox our regular Monthly Musings where we ponder over what happened during the month and provide some worthwhile wealth management updates and information.

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Minimum Pension Drawdowns

As part of regulation changes announced by the Government during the beginning of the COVID-19 crisis, minimum pension drawdown rates were halved for the current financial year. This offers additional flexibility for retirees managing their income strategy. In this month’s “Focal Point” we highlight some of the considerations surrounding the temporary changes.

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Retirement Income Review

Commissioned in September 2019, the Federal Government released the findings from its independent Retirement Income Review on Friday, 20th November 2020. The report assesses the performance of the retirement income system, which encompasses three pillars: compulsory superannuation, a means-tested age pension and voluntary savings (including home ownership).

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October Monthly Musings

In this edition highlights include: Our market movement overview, the launch of Episode 3 of 3 Minute Tech which, like the previous 2 episodes, focuses on the very important topics of superannuation and estate planning. These short videos have been very well received. Focal Point where we explore the legal documents which may allow effective decisions […]

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Advance Health Directives and Enduring Powers of Guardianship

Decisions are part of every day life. But what happens if we cannot make decisions for ourselves due to illness or accident? Although an Enduring Power of Attorney can be used to manage financial and property assets, this does not extend to health and medical treatment. We explore additional documents which may allow effective decisions […]

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September Monthly Musings

In this edition we go through the market movements for September and feature a very interesting report on the upcoming US Election by our research and advisory partner, leading independent asset consultant, Frontier Advisors. This report is well worth a read and provides some great insights. As usual, we are excited to deliver the next […]

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Transition to Retirement Pensions and Carry-Forward Concessional Contributions

For individuals planning to scale back on working hours in the lead up to retirement, beginning a transition to retirement pension can assist in supplementing reduced income. Due to changes implemented in 2017 to reduce the tax benefits of a transition to retirement pension, this strategy has received less attention in recent years. However, when […]

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August Monthly Musings

This month’s “Musings” delivers an update on market movements for August, we introduce our new video initiative “3 Minute Tech” which seeks to make complicated topics or concepts simple,  and then we delve into the topical COVID-19 Superannuation Release Scheme. 

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Early Release of Super

Under the COVID-19 Superannuation Early Release Scheme, people who have lost their jobs or suffered a significant drop in their income have a second opportunity to access up to $10,000 from their retirement savings. With the application period for the current financial year extended to 31 December 2020, the demand for access has outstripped initial […]

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Sound Advice for Not-For-Profit Organisations

WE UNDERSTAND the unique challenges faced by the Not-for-Profit sector and are a committed and trusted partner in the Western Australian market.

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Frontier Investment Governance Checklist

The COVID-19 pandemic and related economic and market events is a major event for institutional investors responsible for overseeing investment strategies designed to meet the (often long-term) needs of beneficiaries. 

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Flashpoint featuring Phil George

Our very own Phil George from Entrust Wealth Management joined Sunrise Host & 7News Finance Editor, David Koch along with Gavin Hegney (Perth Property Valuer and Forecaster) and Tim Lawless from CoreLogic Asia Pacific on Flashpoint last night.

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25 Tips for Fundraising in Tough Times

Continuing on from our educational workshops with Kingsley Aikins on Philanthropy and Fundraising in October last year. We thought it was very worthwhile to follow up with Kingsley for his reviews on the current climate with regard to the not-for-profit, for the purpose and charitable sectors and their efforts to maintain their relative business strategies and fundraising activities in this difficult market.

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Aikins brings gift for generating giving

Fundraising is a mechanical process and 90 per cent of the work is research, according to an international expert visiting Perth.

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Charities’ crowded house

A visiting international expert in philanthropy suggests more charities should be merging but cautions against a “corporatisation” of the sector.

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Podcasts

We have highlighted some interesting podcasts that we enjoy. These can be financial, sporting, technological or of a general nature. We hope you enjoy! They are available at where ever you subscribe to your podcasts.

Money Talks from Economist Radio

The Economist editors and correspondents give their authoritative take on the markets, the economy and the world of business. Published every Tuesday on Economist Radio.

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Masters of Scale with Reid Hoffman

Masters of Scale is an original podcast hosted by Reid Hoffman, co-founder of LinkedIn and investor at Greylock. In each episode, Reid shows how companies grow from zero to a gazillion, testing his theories with legendary leaders. Masters of Scale is the first American media program to commit to gender balance for guests.

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Exponential Wisdom

Peter Diamandis and Dan Sullivan discuss how exponential technologies are creating massive opportunities for entrepreneurs all over the world and the impact of hyperconnectivity on global innovation.

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Business Wars

Business Wars gives you the unauthorized, real story of what drives these companies and their leaders, inventors, investors and executives to new heights — or to ruin.

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The Howie Games with Mark Howard

Where the biggest names in the world of sport go one-on-one with sports journalist Mark Howard. From ultimate highs to tear-jerking lows, Howie lifts the lid on the real stories behind the headlines. He sits down with the biggest names in Australian & world sport, finding out how they started out, what makes them tick, […]

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Nab Morning Call

The daily NAB Morning Call  includes perspective on overnight news and market price action and the forces shaping movements in Australian and global markets in the days ahead. Not a bad way of keeping up to date.

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The Money Cafe with Kirby and Kohler

A really interesting podcast hosted by Alan Kohler and James Kirby. Released every Thursday, they tackle the financial issues of the day. This podcast is available from where ever you access your favourite podcasts.

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Books

Reading great books across a wide range of subjects is something we love doing and there are so many excellent books we could suggest. Here is a very small sample. If you would like to hear what books we love please be in touch.

a fortunate life by A.B Facey

Born in 1894, Facey lived the rough frontier life of a sheep farmer, survived the gore of Gallipoli, raised a family through the Depression and spent sixty years with his beloved wife, Evelyn. Despite enduring hardships we can barely imagine today, Facey always saw his life as a ‘fortunate’ one. A true classic of Australian […]

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The Resilience Project Finding Happiness through Gratitude, Empathy and Mindfulness

Hugh van Cuylenburg was a primary school teacher volunteering in northern India when he had a life-changing realisation: despite the underprivileged community the children were from, they were remarkably positive. By contrast, back in Australia Hugh knew that all too many children struggled with depression, social anxieties and mental illness. His own little sister had […]

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It Worked for Me

Colin Powell, one of America’s most admired public figures, reveals the principles that have shaped his life and career in this inspiring and engrossing memoir.

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The Culture Code

From the New York Times bestselling author of The Talent Code comes a book that unlocks the secrets of highly successful groups and provides tomorrow’s leaders with the tools to build a cohesive, motivated culture.

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Principles

Ray Dalio, one of the world’s most successful investors and entrepreneurs, shares the unconventional principles that he’s developed, refined, and used over the past forty years to create unique results in both life and business – and which any person or organization can adopt to help achieve their goals.

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Legacy

In Legacy, best-selling author James Kerr goes deep into the heart of the world’s most successful sporting team, the legendary All Blacks of New Zealand, to reveal 15 powerful and practical lessons for leadership and business.

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Liar’s Poker

The time was the 1980s. The place was Wall Street. The game was called Liar’s Poker.Michael Lewis was fresh out of Princeton and the London School of Economics when he landed a job at Salomon Brothers, one of Wall Street’s premier investment firms. During the next three years, Lewis rose from callow trainee to bond salesman, […]

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Shoe Dog by Phil Knight

In this candid and riveting memoir, for the first time ever, Nike founder and CEO Phil Knight shares the inside story of the company’s early days as an intrepid start-up and its evolution into one of the world’s most iconic, game-changing, and profitable brands. In 1962, fresh out of business school, Phil Knight borrowed $50 […]

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3 Minute Tech Video*

One of our core pillars at Entrust is education, and sharing our knowledge with our client community. Our goal with 3 Minute Tech is to provide quick and to the point videos to explain sometimes technically challenging topics in simple and easy to understand language.

Episode 34: EOFY Planning

Making complicated concepts and terms, simple. In this episode, 3 Minute Tech covers the topic of “EOFY Planning”

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Episode 33: Personal Insurances

Making complicated concepts and terms, simple. In this episode, 3 Minute Tech covers the topic of “Personal Insurances”

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Episode 32: Division 293 Tax

Making complicated concepts and terms, simple. In this episode, 3 Minute Tech covers the topic of “Division 293 Tax”

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Episode 31: Stage 3 Tax Cuts

Making complicated concepts and terms, simple. In this episode, 3 Minute Tech covers the topic of “Stage 3 Tax Cuts”

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Episode 30: Aged Care

Making complicated concepts and terms, simple. In this episode, 3 Minute Tech covers the topic of “Aged Care”

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Episode 29: What is the age pension?

Making complicated concepts and terms, simple. In this episode, 3 Minute Tech covers the topic of “What is the age pension?”

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Episode 28: Small Business Capital Gains Tax concessions

Making complicated concepts and terms, simple. In this episode, 3 Minute Tech covers the topic of “Small Business Capital Gains Tax concessions”

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Episode 27: Capital Gains Tax

Making complicated concepts and terms, simple. In this episode, 3 Minute Tech covers the topic of “Capital Gains Tax”

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Episode 26: Debt Recycling

Making complicated concepts and terms, simple. In this episode, 3 Minute Tech covers the topic of “Debt Recycling”

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Episode 25: Commonwealth Seniors Health Card

Making complicated concepts and terms, simple. In this episode, 3 Minute Tech covers the topic of “Commonwealth Seniors Health Card”

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Episode 24: How much Super should I have?

Making complicated concepts and terms, simple. In this episode, 3 Minute Tech covers the topic of “Based on your age, how much super should you have?”

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Episode 23: Inheriting Assets & Tax Considerations

Making complicated concepts and terms, simple. In this episode, 3 Minute Tech covers the topic of “Inheriting Assets & Tax Considerations”

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Episode 22: How to reduce the tax when your adult children inherit your super

Making complicated concepts and terms, simple. In this episode, 3 Minute Tech covers the topic of “How to reduce the tax when your adult children inherit your super”

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Episode 21: Contributing to Super & the ‘Work Test’

Making complicated concepts and terms, simple. In this episode, 3 Minute Tech covers the topic of “Contributing to Super & the ‘Work Test’”

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Episode 20: End of Financial Year Planning

Making complicated concepts and terms, simple. In this episode, 3 Minute Tech covers the topic of “End of Financial Year Planning”

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Episode 19: Self-Managed Super Funds 6 Member Limit

Making complicated concepts and terms, simple. In this episode, 3 Minute Tech covers the topic of “Self-Managed Super Funds 6 Member Limit”

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Episode 18: Super’s Minimum Pension Requirement

Making complicated concepts and terms, simple. In this episode, 3 Minute Tech covers the topic of “Investing for Children”

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Episode 17: Investing for Children – Part B

Making complicated concepts and terms, simple. In this episode, 3 Minute Tech covers the topic of “Investing for Children”

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Episode 16: Investing for Children – Part A

Making complicated concepts and terms, simple. In this episode, 3 Minute Tech covers the topic of “Investing for Children”

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Episode 15: Succession Planning – Part B

Making complicated concepts and terms, simple. In this episode, 3 Minute Tech covers the topic of “Succession Planning”

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Episode 14: Succession Planning – Part A

Making complicated concepts and terms, simple. In this episode, 3 Minute Tech covers the topic of “Succession Planning”

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Episode 13: Estate Planning – Enduring Powers of Guardianship

Making complicated concepts and terms, simple. In this episode, 3 Minute Tech covers the topic of “Estate Planning – Enduring Powers of Guardianship”

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Episode 12: Estate Planning – Enduring Powers of Attorney

Making complicated concepts and terms, simple. In this episode, 3 Minute Tech covers the topic of “Estate Planning – Enduring Powers of Attorney”

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Episode 11: Estate Planning – Wills and Testamentary Trusts

Making complicated concepts and terms, simple. In this episode, 3 Minute Tech covers the topic of “Estate Planning – Wills and Testamentary Trusts”

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Episode 10: 2021/22 -Changes to the Super Thresholds

Making complicated concepts and terms, simple. In this episode, 3 Minute Tech covers the topic of “2021/22 – Changes to the Super Thresholds

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Episode 8: “The Downsizer Provision?”

Making complicated concepts and terms, simple. In this episode, 3 Minute Tech covers the topic of “The Downsizer Provision?”

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Episode 2 “How Much Tax Do My Beneficiaries Pay?”

Making complicated concepts and terms, simple. In this episode, 3 Minute Tech covers the topic of “How Much Tax Do My Beneficiaries Pay?”

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Episode 1 “Who Gets My Super When I Die?”

Making complicated concepts and terms, simple. In this episode 3 Minute Tech covers the topic of “Who Gets My Super When I Die?”

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* Please note that the missing numerical episodes of 3 Minute Tech have been removed over time as new legislation has emerged post recording. These episodes are being updated in due course.